Business Tradelines
Business Tradeline Product Overview
- Business tradelines post within 45-60 days of the submission date.
- Business tradelines stay on the file permanently.
- Business tradelines post with up to 2 years history depending on age of company.
- Business tradelines post to Equifax, Experian, D&B, and Lexis Nexis via the Small Business Financial Exchange (SBFE).
- Final order cutoff date for tradeline submissions is the 20th.
- Tradelines are uploaded to bureaus once per month on the 20th.
Pricing
| $10K Tradeline Blend | $40K Tradeline Blend | $80K Tradeline Blend | $120K Tradeline Blend | $160K Tradeline Blend | $200K Tradeline Blend | |
|---|---|---|---|---|---|---|
| Equifax Lease Line | $2,500 | $10,000 | $20,000 | $30,000 | $40,000 | $50,000 |
| Experian Lease Line | $2,500 | $10,000 | $20,000 | $30,000 | $40,000 | $50,000 |
| D&B Lease Line | $2,500 | $10,000 | $20,000 | $30,000 | $40,000 | $50,000 |
| Lexis Nexis Lease Line | $2,500 | $10,000 | $20,000 | $30,000 | $40,000 | $50,000 |
| Price | $5,600 | $6,300 | $6,350 | $6,600 | $6,800 | $7,100 |
| $240K Tradeline Blend | $280K Tradeline Blend | $320K Tradeline Blend | $360K Tradeline Blend | $400K Tradeline Blend | |
|---|---|---|---|---|---|
| Equifax Lease Line | $60,000 | $70,000 | $80,000 | $90,000 | $100,000 |
| Experian Lease Line | $60,000 | $70,000 | $80,000 | $90,000 | $100,000 |
| D&B Lease Line | $60,000 | $70,000 | $80,000 | $90,000 | $100,000 |
| Lexis Nexis Lease Line | $60,000 | $70,000 | $80,000 | $90,000 | $100,000 |
| Price | $8,500 | $8,700 | $8,750 | $8,900 | $9,300 |
Required Information
Business Owner
Information
First Name
Last Name
Email Address
Mobile Number
Company
Information
Business Name
Business Street Address
Business Phone Number
Business Formation Date
EIN & DUNS #
Required
Documents
Owner’s Government Issued ID
RS SS-4/EIN Document (example below)
FAQs
As a SBFE member lender we assign purchased debt to your company. We then upload to SBFE which reports the tradelines to business credit bureaus.
SBFE stands for Small Business Financial Exchange, an independent non-profit data warehouse that receives borrower data from member lenders and then normalizes and compiles the data before submitting to Dun & Bradstreet, Equifax, Experian, and Lexis
Nexis.
Instead of made-up data that some service providers may report, all of our data is actual business debt that is legally assigned to your
business
Our tradelines are only one of many input data that bureaus used to create business scores. Your credit will be positively affected.
Although we can not guarantee funding as many factors go into lender approvals, having positive trade lines on your credit may improve your chances of approvals. We will provide a list of member lenders that use SBFE reports in making credit decisions.
Visit https://www.sbfe.org/small-business-resources to obtain your report. We will provide additional instructions after your purchase. Please contact us first before trying to get your report.
Tradelines report to credit reports on Dun & Bradstreet, Equifax, Experian, and Lexis Nexis, and Ansonia.
If you have submitted incorrect information such as wrong address, an incorrect EIN, or other misinformation, your tradeline may not report correctly.
SBFE member lenders share data with each other. Member lenders often access SBFE reports before making credit decisions. This
data can be obtained without your knowledge.
If you have submitted correct information and it has been at least 90 days after upload you may request a refund.
For more information about Small Business Credit Report with SBFE Data, call 1-800-953-2877